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homeowner’s insurance
home·own·er's in·sur·ance


noun 
Definition:
 
insurance for owner of house: insurance against risks such as fire or burglary associated with houses or apartments.
U.K. term  household insurance
Encarta® World English Dictionary [North American Edition] © & (P)2009 Microsoft Corporation. All rights reserved. Developed for Microsoft by Bloomsbury Publishing Plc.
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