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insurable value
in·sur·a·ble val·ue


noun 
Definition:
 
property value after exclusions: the true value for which a property is insured after deducting the value of the land and other items that are not part of the property
Encarta® World English Dictionary [North American Edition] © & (P)2009 Microsoft Corporation. All rights reserved. Developed for Microsoft by Bloomsbury Publishing Plc.
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