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cartridge pen
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carve out
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carve-out
carve-out (plural carve-outs)


noun 
Definition:
 
reduction in healthcare cost: a reduction in the cost of healthcare to employers or insurers through the elimination of benefits that were formerly included
Encarta® World English Dictionary [North American Edition] © & (P)2009 Microsoft Corporation. All rights reserved. Developed for Microsoft by Bloomsbury Publishing Plc.
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