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HND
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Ho Chi Minh City
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HMO
HMO (plural HMOs)


noun 
Definition:
 
a healthcare organization whose members pay fees and receive medical care from participating physicians, hospitals, and other providers.
Full form  health maintenance organization
Encarta® World English Dictionary [North American Edition] © & (P)2009 Microsoft Corporation. All rights reserved. Developed for Microsoft by Bloomsbury Publishing Plc.
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